Bajaj Finance Limited is now offering Fixed Deposit in Systematic Deposit Plan (SDP), – a monthly investment option that enables the customer to invest in small monthly deposits, in a disciplined manner. The maturity period of each monthly deposit under SDP shall be for a minimum period of 12 months to a maximum period of 60 months. . Other assets: You can navigate from this app to other Bajaj Finserv assets easily through the main navigation menu. Calculators: EMI calculators for Personal loan, Business loan, Home loan and Fixed deposits. Personal Loans. Apply for a personal loan of up to Rs.25 lakh from Bajaj Finserv and get instant approval with minimal documentation.

When it comes to choosing investments, you must strike a balance between looking for high interest rates and safety of your investment. Fixed deposits are hence, ideal investment avenues that enable you to multiply your money with high interest rates, while ensuring the safety of your investment.

Fixed Deposit Interest Rates (w.e.f 05 March 2020):

Bajaj Finserv Fixed Deposit Interest Rate

Bajaj Finance, one of the leading NBFCs in the country, offers one of the best returns on FD, surpassing most fixed-income investments. Whether you are a risk-averse investor or ready for high returns, investing in Bajaj Finance FD can help you build a series of high-yielding investment plan for your future. The table below lists FD interest rates offered by Bajaj Finance:

Annual Interest rate valid for deposits up to Rs. 5 crore - (w.e.f 05 March 2020)
Tenor in Months	Minimum deposit (in Rs.)	Cumulative	Non-Cumulative
Tenor in Months	Minimum deposit (in Rs.)	Cumulative	Monthly	Quarterly	Half Yearly	Annual
12 – 23	25,000	7.60%	7.35%	7.39%	7.46%	7.60%
24 – 35		7.65%	7.39%	7.44%	7.51%	7.65%
36 – 47		7.70%	7.44%	7.49%	7.56%	7.70%
48 – 60		7.80%	7.53%	7.58%	7.65%	7.80%

Rate benefits basis customer category (w.e.f 05 March 2020):

+ 0.25% for senior citizens

+ 0.10% for Bajaj Group employees, Bajaj Finance Ltd customers and Bajaj Allianz Life Insurance existing policyholders

Renewal:

+0.10% over and above the rate of interest at which the deposit is booked

If you’d like to plan your finances and future cash flow in a strategic manner, you can use the online FD calculator. It lets you calculate your exact returns by entering investment amount, tenor, and frequency of interest payout.

Annual rate of interest valid for deposits up to Rs.5 crore (w.e.f 01 Feb. 2021)
Tenor in Months	Minimum deposit (in Rs.)	Cumulative	Non-Cumulative
Tenor in Months	Minimum deposit (in Rs.)	Cumulative	Monthly	Quarterly	Half Yearly	Annual
12 – 23	25,000	6.15%	5.98%	6.01%	6.06%	6.15%
24 – 35		6.60%	6.41%	6.44%	6.49%	6.60%
36 - 60		7.00%	6.79%	6.82%	6.88%	7.00%

Rate benefits basis customer category (w.e.f 01 Feb. 2021):

Bajaj Finserv Fixed Deposit

+ 0.25% for senior citizens + 0.10% for customers opening FD through online mode.
Note: Senior citizens investing in a Bajaj Finance online FD will only receive one benefit (rate benefit of 0.25%), regardless of the mode of investment.

Renewal:

+0.10% over and above the applicable rate of interest/card rate at the time of renewal of deposit. In case of online renewal, only one benefit (renewal benefit of 0.10%) will be extended.

Amid falling fixed deposit rates and fluctuating market conditions, Fixed Deposit interest rates offered by financiers may not appear too attractive, but you can invest in a Bajaj Finance Fixed Deposit to reap the benefits of best FD rates of up to 7.25%. In addition to competitive interest rates, Bajaj Finance Limited offers several benefits that make it easy for you to invest and grow your savings.

However, your FD interest rates depend on the tenor, and interest payout frequency you choose. Bajaj Finance FD offers one of the best FD rates in India, as individuals below 60 years of age can earn up to 7.00% returns on their deposit, with additional rate benefit of 0.10% on online investments for individuals. Senior citizens can get additional rate benefit of 0.25% on their deposits, regardless of their mode of investment.

Along with the highest Fixed Deposit interest rates, you can look for high safety of your deposit, along with flexible tenors, periodic interest payouts, multi-deposit facility, auto-renewal facility and easy loan against FD. This ensures a hassle-free investment experience along with the benefit of growing your savings with the best Fixed Deposit rates in India.

Start your investment journey with Bajaj Finance FD, and make your savings grow easily.

Cumulative FD vs Non-cumulative FD:

Choose from Cumulative FDs (where interest is payable at the time of maturity) or Non-cumulative FDs (where interest may be payable at monthly, quarterly, half-yearly or annual basis).

Bajaj Finserv Fixed Deposit Interest Rate

Annual Interest rate valid for deposits up to Rs. 5 crore - (w.e.f 05 March 2020)

Rate benefits basis customer category (w.e.f 05 March 2020):

Renewal:

Annual rate of interest valid for deposits up to Rs.5 crore (w.e.f 01 Feb. 2021)

Rate benefits basis customer category (w.e.f 01 Feb. 2021):

Bajaj Finserv Fixed Deposit

Renewal:

Cumulative FD vs Non-cumulative FD:

Annual Interest rate valid for deposits up to Rs. 5 crore -
(w.e.f 05 March 2020)